Privacy Policy
Last updated July 01, 2024
This privacy notice for ShopFund.com ("we,"
"us," or "our"),
describes how and why we might collect, store, use, and/or share
("process") your information when you use
and/or purchase our goods and/or services
("Services"), such as when you:
-
Visit our website at ShopFund.com, or any website of ours that links
to this privacy notice
-
Engage with us in other related ways, including any sales, marketing,
or events
Questions or concerns? Reading this privacy notice will
help you understand your privacy rights and choices. If you do not agree
with our policies and practices, please do not use our Services. If you
still have any questions or concerns, please contact us at
[email protected].
1. WHAT INFORMATION DO WE COLLECT?
In Short:
We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when
you register, express an interest in obtaining information about us or
our products and Services, when you purchase goods and/or Services from
ShopFund.com, or otherwise when you contact us.
Personal Information Provided by You. The personal
information that we collect depends on the context of your interactions
with us and the Services we provide, the choices you make, and the
products and features you use. The personal information we collect may
include the following:
- names
- phone numbers
- email addresses
- mailing addresses
- billing addresses
- debit/credit card numbers
- usernames
- passwords
Sensitive Information. We do not process sensitive
information.
Payment Data. We may collect data necessary to process
your payment if you choose to make purchases, such as your payment
instrument number, and the security code associated with your payment
instrument. All payment data is handled and stored by First Data. You
may find their privacy notice link(s) here:
https://merchants.fiserv.com/en-us/privacy/.
All personal information that you provide to us must be true, complete,
and accurate, and you must notify us of any changes to such personal
information.
Information automatically collected
In Short:
Some information — such as your Internet Protocol (IP) address and/or
browser and device characteristics — is collected automatically when
you visit our Services.
We automatically collect certain information when you visit, use, or
navigate the Services. This information does not reveal your specific
identity (like your name or contact information) but may include device
and usage information, such as your IP address, browser and device
characteristics, operating system, language preferences, referring URLs,
device name, country, location, information about how and when you use
our Services, and other technical information. This information is
primarily needed to maintain the security and operation of our Services,
and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and
similar technologies. You can find out more about this in our “Cookies
and similar technologies” section below.
The information we collect includes:
-
Log and Usage Data. Log and usage data is service-related,
diagnostic, usage, and performance information our servers
automatically collect when you access or use our Services and which we
record in log files. Depending on how you interact with us, this log
data may include your IP address, device information, browser type,
and settings and information about your activity in the Services (such
as the date/time stamps associated with your usage, pages and files
viewed, searches, and other actions you take such as which features
you use), device event information (such as system activity, error
reports (sometimes called "crash dumps"), and hardware
settings).
-
Device Data. We collect device data such as information about
your computer, phone, tablet, or other device you use to access the
Services. Depending on the device used, this device data may include
information such as your IP address (or proxy server), device and
application identification numbers, location, browser type, hardware
model, Internet service provider and/or mobile carrier, operating
system, and system configuration information.
-
Location Data. We collect location data such as information
about your device's location, which can be either precise or
imprecise. How much information we collect depends on the type and
settings of the device you use to access the Services. For example, we
may use GPS and other technologies to collect geolocation data that
tells us your current location (based on your IP address). You can opt
out of allowing us to collect this information either by refusing
access to the information or by disabling your Location setting on
your device. However, if you choose to opt out, you may not be able to
use certain aspects of the Services.
2. HOW DO WE PROCESS YOUR INFORMATION?
In Short:
We process your information to provide, improve, and administer our
Services, communicate with you, for security and fraud prevention, and
to comply with law. We may also process your information for other
purposes with your consent.
We process your personal information for a variety of reasons,
depending on how you interact with our Services, including:
-
To facilitate account creation and authentication and otherwise
manage user accounts.
We may process your information so you can create and log in to your
account, as well as keep your account in working order.
-
To deliver and facilitate delivery of services to the user.
We may process your information to provide you with the requested
service.
-
To respond to user inquiries/offer support to users.
We may process your information to respond to your inquiries and solve
any potential issues you might have with the requested service.
-
To send administrative information to you. We may
process your information to send you details about our products and
services, changes to our terms and policies, and other similar
information.
-
To fulfill and manage your orders. We may process
your information to fulfill and manage your orders, payments, returns,
and exchanges made through the Services.
-
To protect our Services. We may process your
information as part of our efforts to keep our Services safe and
secure, including fraud monitoring and prevention.
-
To evaluate and improve our Services, products, marketing, and your
experience.
We may process your information when we believe it is necessary to
identify usage trends, determine the effectiveness of our promotional
campaigns, and to evaluate and improve our Services, products,
marketing, and your experience.
-
To comply with our legal obligations. We may process
your information to comply with our legal obligations, respond to
legal requests, and exercise, establish, or defend our legal rights.
3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
In Short:
We may share information in specific situations described in this
section and/or with the following third parties.
We may need to share your personal information in the following
situations:
-
Business Transfers. We may share or transfer your
information in connection with, or during negotiations of, any merger,
sale of company assets, financing, or acquisition of all or a portion
of our business to another company.
4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
In Short:
We may use cookies and other tracking technologies to collect and
store your information.
We may use cookies and similar tracking technologies (like web beacons
and pixels) to gather information when you interact with our Services.
Some online tracking technologies help us maintain the security of our
Services and your account, prevent crashes, fix bugs, save your
preferences, and assist with basic site functions.
We also permit third parties and service providers to use online
tracking technologies on our Services for analytics and advertising,
including to help manage and display advertisements, to tailor
advertisements to your interests, or to send abandoned shopping cart
reminders (depending on your communication preferences). Third parties
and service providers use their technology to provide advertising about
products and services tailored to your interests which may appear either
on our Services or on other websites.
To the extent these online tracking technologies are deemed to be a
"sale"/"sharing" (which includes targeted
advertising, as defined under the applicable laws) under applicable US
state laws, you can opt out of these online tracking technologies by
submitting a request as described below under section "Do United
States Residents Have Specific Privacy Rights" below.
Specific information about how we use such technologies and how you can
refuse certain cookies is set out in our “Cookies and similar
technologies” section below.
Google Analytics
We may share your information with Google Analytics to track and analyze
the use of the Services. The Google Analytics Advertising Features that
we may use include Google Display Network Impressions Reporting. To opt
out of being tracked by Google Analytics across the Services, visit
https://tools.google.com/dlpage/gaoptout. You can opt out of Google Analytics Advertising Features through
Ads Settings and Ad
Settings for mobile apps. Other opt out means include
http://optout.networkadvertising.org/
and
http://www.networkadvertising.org/mobile-choice. For more information on the privacy practices of Google, please visit
the
Google Privacy & Terms page.
5. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short:
We keep your information for as long as necessary to fulfill the
purposes outlined in this privacy notice unless otherwise required by
law.
We will only keep your personal information for as long as it is
necessary for the purposes set out in this privacy notice, unless a
longer retention period is required or permitted by law (such as tax,
accounting, or other legal requirements). No purpose in this notice will
require us to keep your personal information for longer than the period
of time in which users have an account with us.
When we have no ongoing legitimate business need to process your
personal information, we will either delete or anonymize such
information, or, if this is not possible (for example, because your
personal information has been stored in backup archives), then we will
securely store your personal information and isolate it from any further
processing until deletion is possible.
6. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short:
We aim to protect your personal information through a system of
organizational and technical security measures.
We have implemented appropriate and reasonable technical and
organizational security measures designed to protect the security of any
personal information we process. However, despite our safeguards and
efforts to secure your information, no electronic transmission over the
Internet or information storage technology can be guaranteed to be 100%
secure, so we cannot promise or guarantee that hackers, cybercriminals,
or other unauthorized third parties will not be able to defeat our
security and improperly collect, access, steal, or modify your
information. Although we will do our best to protect your personal
information, transmission of personal information to and from our
Services is at your own risk. You should only access the Services within
a secure environment.
7. WHAT ARE YOUR PRIVACY RIGHTS?
In Short:
You may review, change, or terminate your account at any time,
depending on your country, province, or state of residence.
Withdrawing your consent: If we are relying on your
consent to process your personal information, which may be express
and/or implied consent depending on the applicable law, you have the
right to withdraw your consent at any time. You can withdraw your
consent at any time by contacting us by using the contact details
provided in the section "How Can You Contact Us About This
Notice?" below.
However, please note that this will not affect the lawfulness of the
processing before its withdrawal nor, when applicable law allows, will
it affect the processing of your personal information conducted in
reliance on lawful processing grounds other than consent.
Account Information
If you would at any time like to review or change the information in
your account or terminate your account, you can Log in to your account
settings and update your user account.
Upon your request to terminate your account, we will deactivate or
delete your account and information from our active databases. However,
we may retain some information in our files to prevent fraud,
troubleshoot problems, assist with any investigations, enforce our legal
terms, and/or comply with applicable legal requirements.
Cookies and similar technologies: Most Web browsers are
set to accept cookies by default. If you prefer, you can usually choose
to set your browser to remove cookies and to reject cookies. If you
choose to remove cookies or reject cookies, this could affect certain
features or services of our Services.
This site uses cookie and tracking technology. Cookies are identifiers
that we transfer to your computer's hard drive through your web
browser to enable our systems to recognize your browser and to provide
you with certain site features. Cookies help us track the number of
visitors to the web site and help us understand how visitors use the
site and its various features. We sometimes use cookies to customize the
site for visitors and to tailor the site to visitors' requests. For
example, this site may contain a registration feature whereby we use
cookies to personalize the site with your name or cookies may help us
make sure a visitor does not see the same information repeatedly. The
site may also use cookies to deliver content specific to your
interest.
Personal information cannot be collected via
cookies. However, if you previously provided personally identifiable
information, our cookies sometimes tie back to such information.
Aggregate (not individual), cookie and tracking information may be
shared with third parties. If you have questions or comments about your
privacy rights, you may email us at
[email protected].
8. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems and mobile
applications include a Do-Not-Track ("DNT") feature or setting
you can activate to signal your privacy preference not to have data
about your online browsing activities monitored and collected. At this
stage, no uniform technology standard for recognizing and implementing
DNT signals has been finalized. As such, we do not currently respond to
DNT browser signals or any other mechanism that automatically
communicates your choice not to be tracked online. If a standard for
online tracking is adopted that we must follow in the future, we will
inform you about that practice in a revised version of this privacy
notice.
California law requires us to let you know how we respond to web browser
DNT signals. Because there currently is not an industry or legal
standard for recognizing or honoring DNT signals, we do not respond to
them at this time.
9. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short:
If you are a resident of California, Colorado, Connecticut, Delaware,
Florida, Indiana, Iowa, Kentucky, Montana, New Hampshire, New Jersey,
Oregon, Tennessee, Texas, Utah, or Virginia, you may have the right to
request access to and receive details about the personal information
we maintain about you and how we have processed it, correct
inaccuracies, get a copy of, or delete your personal information. You
may also have the right to withdraw your consent to our processing of
your personal information. These rights may be limited in some
circumstances by applicable law. More information is provided
below.
Categories of Personal Information We Collect
Following categories of personal information collected by a YES or NO:
A. Identifiers |
Contact details, such as real name, alias, postal address,
telephone or mobile contact number, unique personal identifier,
online identifier, Internet Protocol address, email address, and
account name
|
NO |
B. Personal information as defined in the California Customer
Records statute
|
Name, contact information, education, employment, employment
history, and financial information
|
NO |
C. Protected classification characteristics under state or federal
law
|
Gender, age, date of birth, race and ethnicity, national origin,
marital status, and other demographic data
|
NO |
D. Commercial information |
Transaction information, purchase history, financial details, and
payment information
|
NO |
E. Biometric information |
Fingerprints and voiceprints |
NO |
F. Internet or other similar network activity |
Browsing history, search history, online behavior, interest data,
and interactions with our and other websites, applications,
systems, and advertisements
|
NO |
G. Geolocation data |
Device location |
NO |
H. Audio, electronic, sensory, or similar information |
Images and audio, video or call recordings created in connection
with our business activities
|
NO |
I. Professional or employment-related information |
Business contact details in order to provide you our Services at a
business level or job title, work history, and professional
qualifications if you apply for a job with us
|
NO |
J. Education Information |
Student records and directory information |
NO |
K. Inferences drawn from collected personal information |
Inferences drawn from any of the collected personal information
listed above to create a profile or summary about, for example, an
individual’s preferences and characteristics
|
NO |
L. Sensitive personal Information |
|
NO |
We may also collect other personal information outside of these
categories through instances where you interact with us in person,
online, or by phone in the context of:
- Receiving help through our customer support channels;
- Participation in customer surveys or contests; and
-
Facilitation in the delivery of our Services and to respond to your
inquiries.
We will use and retain the collected personal information as needed to
provide the Services or for:
Sources of Personal Information
Will your information be shared with anyone else?
We may disclose your personal information with our service providers
pursuant to a written contract between us and each service provider. We
may use your personal information for our own business purposes, such as
for undertaking internal research for technological development and
demonstration. This is not considered to be the "selling" of
your personal information.
We have not disclosed, sold, or shared any personal information to third
parties for business or commercial purposes. We will not sell or share
personal information in the future belonging to website visitors, users,
and other consumers.
Your Rights
You have rights under certain US state data protection laws. However,
these rights are not absolute, and in certain cases, we may decline your
request as permitted by law. These rights include:
-
Right to know whether or not we are processing your
personal data
- Right to access your personal data
-
Right to correct inaccuracies in your personal data
-
Right to request the deletion of your personal data
-
Right to obtain a copy of the personal data you
previously shared with us
-
Right to non-discrimination for exercising your
rights
-
Right to opt out of the processing of your personal
data if it is used for targeted advertising (or sharing as defined
under California’s privacy law), the sale of personal data, or
profiling in furtherance of decisions that produce legal or similarly
significant effects ("profiling")
Depending upon the state where you live, you may also have the following
rights:
-
Right to obtain a list of the categories of third parties to which we
have disclosed personal data (as permitted by applicable law,
including California's and Delaware's privacy law)
-
Right to obtain a list of specific third parties to which we have
disclosed personal data (as permitted by applicable law, including
Oregon’s privacy law)
-
Right to limit use and disclosure of sensitive personal data (as
permitted by applicable law, including California’s privacy law)
-
Right to opt out of the collection of sensitive data and personal data
collected through the operation of a voice or facial recognition
feature (as permitted by applicable law, including Florida’s privacy
law)
How to Exercise Your Rights
To exercise these rights, you can contact us by visiting
www.shopfund.com/Contact-Us, emailing us at
[email protected], calling toll-free (800) 771-2447, or by referring to the contact
details at the bottom of this document. Under certain US state data
protection laws, you can designate an authorized agent to make a request
on your behalf. We may deny a request from an authorized agent that does
not submit proof that they have been validly authorized to act on your
behalf in accordance with applicable laws.
Request Verification
Upon receiving your request, we will need to verify your identity to
determine you are the same person about whom we have the information in
our system. We will only use personal information provided in your
request to verify your identity or authority to make the request.
However, if we cannot verify your identity from the information already
maintained by us, we may request that you provide additional information
for the purposes of verifying your identity and for security or
fraud-prevention purposes.
If you submit the request through an authorized agent, we may need to
collect additional information to verify your identity before processing
your request and the agent will need to provide a written and signed
permission from you to submit such request on your behalf.
Appeals
Under certain US state data protection laws, if we decline to take
action regarding your request, you may appeal our decision by emailing
us at
[email protected]. We will inform you in writing of any action taken or not taken in
response to the appeal, including a written explanation of the reasons
for the decisions. If your appeal is denied, you may submit a complaint
to your state attorney general.
California "Shine The Light" Law
California Civil Code Section 1798.83, also known as the "Shine The
Light" law, permits our users who are California residents to
request and obtain from us, once a year and free of charge, information
about categories of personal information (if any) we disclosed to third
parties for direct marketing purposes and the names and addresses of all
third parties with which we shared personal information in the
immediately preceding calendar year. If you are a California resident
and would like to make such a request, please submit your request in
writing to us by using the contact details provided below.
10. DO WE MAKE UPDATES TO THIS NOTICE?
In Short:
Yes, we will update this notice as necessary to stay compliant with
relevant laws.
We may update this privacy notice from time to time. The updated version
will be indicated by an updated "Revised" date at the top of
this privacy notice. If we make material changes to this privacy notice,
we may notify you either by prominently posting a notice of such changes
or by directly sending you a notification. We encourage you to review
this privacy notice frequently to be informed of how we are protecting
your information.
11. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions or comments about this notice, you may email us at
[email protected]
or contact us by post at:
ShopFund.com
9540 Maroon Circle Ste 310
Englewood, CO 80112
United States
12. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM
YOU?
Based on the applicable laws of your country or state of residence in
the US, you may have the right to request access to the personal
information we collect from you, details about how we have processed it,
correct inaccuracies, or delete your personal information. You may also
have the right to withdraw your consent to our processing of your
personal information. These rights may be limited in some circumstances
by applicable law. To request to review, update, or delete your personal
information, please visit:
[email protected].